Scott Weinflash is a financial services industry specialist with over 25 years of experience in that industry, specializing in retail banking and commercial credit cards. His experience includes:

• loan workouts

• product development

• acquisitions and portfolio management

• market research

• partnership and alliance marketing

• risk management and credit underwriting

• operations.

Mr. Weinflash has consulted extensively with financial institutions and private equity firms on a variety of issues, including loan workouts, asset dispositions, market research, acquisitions, and portfolio management. He completed a corporate assignment as First Vice President of Marketing for First USA/Bank One, from 1993 through 2000, after working at American Express as Director of Customer Service, Director of Credit Servicing, and Manager of Acquisitions.

Mr. Weinflash received his Bachelor of Science in Business Administration, with majors in Finance and Real Estate, from the University of Arizona..